Most health care plans come with thick booklets explaining what they cover (or don’t), and lots of fine print.
Even if you are one of the few that takes the time to read through the coverage information, often the language used is confusing—particularly for someone that doesn’t work in the health care or insurance industries.

Nonetheless, it is CRITICAL that you understand the basics of any health plan you are considering, so that you are not caught off guard by huge financial surprises when you are also dealing with a health emergency or serious illness.

Things like Maximum Out-of-Pocket Costs, coverage limitations with In-Network providers and Out-of-Network Maximum Allowable Charges are all health insurance phrases that equate to holes in your coverage that YOU will be responsible for in a health emergency.

At Southwest Health & Life, we have seen the many pitfalls there are in health care coverage, and we use our expertise to help you avoid them. We created an “HMO/PPO Health Insurance Pitfalls and Surprises” outline that details some of the most commonly seen health insurance surprises out there, and we use this guide daily to direct our clients to health insurance policies that avoid these headaches.

If you would like to receive a copy of our “HMO/PPO Health Insurance Pitfalls and Surprises” outline and discuss how to craft a policy that will help you avoid these pitfalls, please call us 214-289-6314 or fill out the contact form.